Helping employees understand what is right for them begins with knowledge. Look back. Look forward. Look within. Our mission is to bring people comfort and confidence when it comes to their healthcare and wellness decisions. Whether the enrollment is in-person or remote, there isn't a "one-size-fits-all" answer to success. At the core of the problem, choosing and understanding benefits is a complex and confusing process for most employees. From understanding benefits jargon like deductibles, co-pays, in-networks, out-of-networks, what’s covered, what’s not covered, voluntary plans, and more, to the lack of comprehensive education behind their decision-making, it makes the selection process extremely difficult.

The solution: Our benefit counselors ask a series of approachable questions about lifestyle, medical history, family planning, together with income and future obligations. Offering every member of your team a free financial blueprint featuring one-on-one coaching, webinars and more allows them to decide what is right for their unique needs and situation. This enables each person to see where they will be in three months, three years and at retirement. They can better navigate towards desired results, make informed choices, and to sleep well at night. Helping employees "right size" their benefits and not overspend is important to satisfaction and sustainability.

People are connected now more than ever. You are the hero when you bring Employee-First technologies to your team. We help you provide integrated and secured access available at your team's fingertips through advanced Smartphone technologies that connect with:

• Benefits:

  1. Enrollment & Coverage;

  2. Providers: Discover who is in or out-of-network and provides alternatives;

  3. Real Time claim status, remaining deductibles, and max Out Of Pocket; and

  4. Easy Claim Processing

• Human Resources: Communication tools remind employees to access preventative care. Tracks utilization of benefits, identifies where to purchase lowest cost prescriptions and reminds them of continuing education requirements.

• Payroll:

  1. What meets your needs;

  2. What technologies will improve service and employee satisfaction;

  3. What simplifies your and your employees world

The result is a user-friendly benefits experience and our APIs not only simplify the enrollment process, but increases efficiency making for a better overall experience.

You are the hero when you bring Employee-First technologies to your team. Partnered with the nations' top ranked payroll companies, we facilitate 360° integration between each employee, your company, the payroll vendor and all of the carriers, through an encrypted and secure environment.

1. Employees have 24/7 access to their benefit and payroll information.

2. Employees enter in their own information, acknowledge job responsibilities, and company policies;

3. Company receives data and if appropriate, hires them. Software tracks assigned equipment, and when eligible initiates enrollment;

4. Reminds supervisors of employee reviews; and

5. Tracks and maintains continuing education requirements;

6. "Live Feeds" creates continuous communication with each carrier of record;

Independent thinking and shopping outside the box, unchained by convention, allows us the freedom to stay on the leading edge and provide you the best of that what is allowable under law. People are the heart of everything we do – from our clients to our employees to our partners. Our brand represents our commitment to that partnership. They’ve helped shape who we are today. Together, we’ll help you shape tomorrow. We believe this ownership model best supports our mission to be your guide of choice.

1. The recipe for attracting the best team at a competitive cost requires a strategic vision, a creative approach to benefits plan design, and a relentless commitment to flawless execution.

2. Why? Your team is your number one asset. Nothing works without talent. Employees will stay and even struggle under adverse circumstances if they have decent benefits and work environment. They may move to a company that offers better benefits. After pay, benefits are the number 1 reason employees give regarding employment decisions; work environment is number 3. 90% of employees say Benefits Really Do Matter

3. We help you build strategies to reach your goals of tomorrow, today; then we help you implement them. Inspiring healthy outcomes creates value. Rewarding healthy outcomes creates a cycle that bends the cost curve. Utilizing technology to improve experience facilitates efficiency. We help you stay ahead of the competition by researching pending regulations, industry trends and product development.

4. Find out if your benefits solutions are meeting or exceeding, the new generation standard at no cost.

We match your benefit needs to your business needs by providing a wide array of affordable health insurance solutions. We are a full service health insurance agency representing all of the major health insurance carriers. We work with your management team to discern what benefit plans make the most sense for your team.

• Fully Insured Traditional Plans;

• Level Funded Plans;

• Gap Plans (primary, secondary & voluntary);

• Minimum Essential Coverage ("MEC") Plans ;

• Access plans starting at $10 per month per employee;

  • Ideally suited to pair with medical cost sharing plans and preventative health care plans;

• Worksite indemnity plans which cost employers $0;

• HRA's, HSA's, FSA's, QSEHRA's, ICHRA's, & EHBRA's

• Third Party Administrators & Vendors:

  • Cobra;

  • Workers Comp. Insurance;

  • 401K's, Simple IRA's, SEP IRA's 401Ks & 403B's